Travis County Foreclosure Help

Stop Foreclosure in Austin —
You Still Have Options

Texas foreclosure auctions happen on the first Tuesday of every month. A cash sale can close in 14 days — often before your auction date.

We’ve helped Austin homeowners stop foreclosure, protect their equity, and close quickly. Free consultation — no obligation.

⏰ Time matters. Texas law gives lenders only 21 days to post a Notice of Trustee’s Sale before auction. If you’ve received this notice, call us immediately.

Step 1 of 5

What's the property address?

🔒 Your address is never shared with third parties.

The Travis County Foreclosure Timeline

Understanding where you are in this process determines which options are still available to you.

1

Days 1–90+

Missed Payments Begin

Most lenders don't act until you're 90–120 days past due. Contact your servicer about forbearance or modification now.

2

~Day 90–120

Notice of Default

Lender formally notifies you of default and the amount needed to reinstate. This starts the clock.

3

21 Days Before Auction

Notice of Trustee's Sale Posted

Texas law requires the lender to post notice at the Travis County Courthouse and mail it to you at least 21 days before the sale.

4

First Tuesday of Month

Auction Date

Travis County foreclosure auctions are held at the courthouse steps (1000 Guadalupe St, Austin). After this, the home is sold.

Your 5 Real Options Right Now

The right option depends on your timeline, equity position, and financial situation.

💵

Cash Sale (Fastest)

Fastest

Sell to Capitol City Buyers before the auction date. We close in as little as 14 days — often faster than the 21-day notice window if we act quickly. You receive cash at closing and walk away with no foreclosure on your record.

🔄

Loan Reinstatement

Pay all past-due amounts in a lump sum to bring the mortgage current. Your lender must provide a reinstatement quote on request. Works if you have access to funds (family loan, retirement account, etc.).

📝

Loan Modification or Forbearance

Request a temporary pause or permanent change to your loan terms. Requires documentation (pay stubs, hardship letter). Takes 30–90 days — start immediately if considering this option.

🏦

Short Sale

Sell for less than you owe with lender approval. Requires a willing buyer and lender sign-off — typically takes 60–120 days minimum. Best if you're underwater on the property.

🤝

Deed in Lieu

Voluntarily sign the deed back to the lender in exchange for release from the mortgage. Avoids formal foreclosure on your credit record but requires lender agreement.

2026 Travis County Foreclosure Auction Dates

Auctions are held on the first Tuesday of each month at the Travis County Courthouse, 1000 Guadalupe St, Austin.

May 5, 2026

List posts: ~April 20

June 2, 2026

List posts: ~May 18

July 7, 2026

List posts: ~June 22

August 4, 2026

List posts: ~July 20

September 1, 2026

List posts: ~August 17

October 6, 2026

List posts: ~September 21

Source: Travis County constable office. Dates subject to change.

Don’t Wait — Time Is Critical

The sooner you contact us, the more options you have. Free, no-obligation consultation.